Advisory Relationship

In Cottonwood Capital’s investment advisory programs, clients generally pay an annual fee, charged quarterly in advance, and based on the total value of the assets in their account at the end of the previous quarter. Unless otherwise noted, the asset-based fee generally covers services provided by our broker-dealer, Commonwealth Financial Network®, as well as the external or internal investment management fees. However, the asset-based fee does not cover expenses paid within any mutual funds you may own or certain transaction charges or program fees.

You may select from our comprehensive suite of managed account programs, which are designed for various levels of investment experience and sophistication, with asset minimums that start as low as $25,000. Depending upon the program, your investment manager may invest in stocks, bonds, money market funds, mutual funds, exchange-traded funds, and cash. You can establish investment advisory relationships for your retirement or trust accounts in addition to your personal investment accounts. Because the markets are complex and can change quickly, we prefer to use full discretion to invest your assets and manage your portfolios.

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